A Group Health Insurance (GHI) plan provides health insurance to employees or members of a company. Most organizations/employers usually include it as part of their employee benefits package because they pay the premium for the policy.
Group Health Insurance plans are purchased by businesses and organizations to provide medical coverage to their employees or members. Individuals cannot enrol in group medical insurance plans; only groups can.
The main advantage of group medical insurance is that group plans typically have low premiums. The coverage benefits, also known as corporate health insurance or group mediclaim policy, can be extended to the employees’ family members depending on the type of plan chosen.
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